In this 21 January 2026 video, host Michael Bordenaro talks about how the foreclosure filings were really starting to ramp up according to the 2025 data, especially towards the end of the yea,r which is a worrying sign moving into 2026. And a lot of this has to do with the job Market. If the job market continues to falter in 2026, it is a guarantee we are going to see more people losing their homes and more banks taking houses again.
Morgan Stanley strategists forecast that a decline in the benchmark 10-year Treasury yield to about 3.75 percent by mid-2026 could help lower the 30-year fixed mortgage rate to around 5.50–5.75 percent; however, the strategists expect mortgage rates to then rise again in the second half of 2026 and in 2027.
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