This is 26 January 2026 published video. Global banking rules are now active, and they are quietly changing how gold and silver markets work. The financial system has crossed a critical line that most investors still haven’t noticed. These Basel III endgame rules fundamentally change incentives for banks, rewarding physical gold and silver while penalizing paper exposure.
David "JoelKatz" Schwartz is the CTO Emeritus at Ripple and a principal architect of the XRP Ledger. He is a highly respected computer scientist in the digital currency community. David "XRP Lion" (also known as Dave XRPLion) is an alternative internet personality, content creator, and commentator known for promoting highly speculative cryptocurrency theories.
