Top 5 Spam-Free Insurance Comparison Sites

Car insurance premiums have surged 15% in 2024 and are projected to rise another 5% on average in 2025, making annual rate shopping essential for drivers looking to cut costs. Consumer Reports data shows that switching providers can save a median of $461, with many drivers saving even more by comparing quotes across multiple platforms – but there are several aspects savvy shoppers need to be aware of before they start: what insurance comparison site has the best track record for saving people money? Which are the ones that people review most favorably? And crucially, which are the ones most likely to leave your phone and email in peace?

To determine the best auto insurance comparison sites, we evaluated each platform on several key factors, including insurer network size, real-world experiences discussed on Reddit, third-party reviews and assessments, and how quickly each site was able to produce quotes in our test cases.

Before we begin, it’s important to note that not all comparison sites are created equal even in terms of side-by-side quote comparison – in our testing, we experienced many sites that promised car insurance quotes, only to show ads to major insurance companies where we had to fill-out our information all over again, before being inundated with spam calls and emails. As such, we filtered those spammy ‘lead-generation’ and ads-only sites out from this analysis (including some of the top insurance comparison site names and publishers, astonishingly) to arrive at five options that we can confidently say returned at least one quote in our testing and did not spam us to high heaven afterwards - two highly important criteria!
 

The Top 5 Auto Insurance Comparison Sites in 2025

Based on carrier diversity, consumer satisfaction, how spam-free they are and quote-finding efficiency, here is our final ranking:

1. Insurify

Insurify has over 400 insurance partner integrations via its AI-driven RateRank™ algorithm, delivering personalized auto quotes in as few as five minutes. On Trustpilot, it boasts a 4.8/5 rating from nearly 7,000 reviews, with users calling the process “quick and seamless”. The Better Business Bureau assigns it an A- rating, and Shopper Approved gives it 4.8/5 stars based on over 4,000 reviews, reflecting strong customer satisfaction. Reddit users note that while initial estimates can shift slightly after full applications, they appreciate the time saved, lower rates uncovered, quick coverage, and lack of follow-up calls or spam emails. In our test we received four direct quotes and a selection of offers (that needed additional information to reveal a quote), a class-best.

2. Compare.com

Compare.com works with about 100 leading insurers to provide side-by-side quotes in under a minute. It holds a 4.7/5 Trustpilot rating and a 4.7/5 on Shopper Approved, with customers calling the interface “fast, easy, and stress-free”. The BBB grants Compare.com an A+ rating, a testament to its strong complaint resolution record since it was first accredited in 2015. Reddit threads typically highlight its real-time quotes and streamlined process. In our test we received four quotes, joint best.

3. Policy genius

Policy genius enables shoppers to compare policies from two dozen (24) insurers through its online marketplace. It maintains a 4.7/5 Trustpilot score from over 5,000 reviews and an A- BBB rating, ranking well for trust and transparency. Reddit users appreciate its lack of heavy sales pressure, though some find a limited local insurer presence resulting in few quotes and a cumbersome user interface. In our test, we received one quote, but the offer of a call with an agent to help find other deals.

4. Jerry app

Jerry partners with 40+ insurers to compare auto policies in less than twenty minutes. Its Trustpilot rating is 3.6/5 from only 12 reviews, suggesting lower usage and mixed feedback, though the BBB assigns it an A- rating. On Reddit, some drivers found good quotes on Jerry, although many found the requirement of downloading an app and the subsequent forms to be time-consuming for the savings on offer. In our test, we received one quote and a number of ads.

5. Phone a local agent

This is not quite an online comparison option, but the other comparison sites we tested failed to give any quotes (but did give us some spam calls and emails!), so if you’ve tried the four options above and not got a competitive quote, our advice is to Google a local insurance agent and give them a call – they’re your best bet after this of finding the right coverage for your needs.

Overall, there’s a couple great options for U.S. drivers and more than a couple that are best avoided – start with Insurify or Compare.com, and remember to shop around for a new policy every 6-12 months (or whenever you see a premium increase from your insurer) to make sure you’re always getting the best deal.