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“This Keeps You Poor!” Caleb Hammer Reveals the Worst Money Traps to Avoid in 2025 (Video)

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In this 26 January 2025 video, hosts Graham Stephan and Jack Selby sit down with Caleb Hammer who on his YouTube channel, sits down with guests and breaks down complex financial concepts into simple actionable steps anyone can follow.

https://youtu.be/lmO_cwxFr4c


Timestamps :

00:00:00 – Intro
00:01:25 – Most upsetting guest  
00:02:05 – Valid excuses for failure  
00:04:35 – Worst money habits  
00:08:22 – Common audit findings  
00:08:32 – Why people stay broke  
00:09:58 – Discipline vs small purchases  
00:10:45 – When small purchases are OK  
00:13:29 – Lessons on human nature  
00:15:14 – Sponsor – RocketMoney  
00:16:53 – Lack of responsibility  
00:18:21 – Sympathizing with guests  
00:19:24 – Breaking through with guests  
00:20:32 – Items keeping people poor  
00:22:39 – Accusations of exploitation  
00:24:53 – Guest verification process  
00:25:34 – Credit card usage mistakes  
00:29:09 – Finance improvement tips  
00:32:23 – Cash stuffing thoughts  
00:32:47 – Are side hustles worth it?  
00:34:38 – Tipping without servers  
00:36:12 – Sponsor – ExpressPros  
00:37:10 – Sponsor – Ramp  
00:38:58 – Relating to show guests  
00:41:47 – Hardest part of being broke  
00:46:24 – Cost of pet insurance  
00:49:39 – Your worst financial moment  
00:57:54 – Caleb and relationships  
01:01:27 – Sponsor – Bilt  
01:02:31 – Sponsor – Shopify  
01:03:46 – Life goals  
01:09:49 – Asking people on dates  
01:16:21 – Dating apps  
01:18:40 – Finance in relationships  
01:19:19 – Who spends more?  
01:21:02 – Couple finance advice
01:24:05 – Victim mentality  
01:26:45 – Thumbnail complaints  
01:29:43 – Caleb’s business growth  
01:32:27 – Revenue streams  
01:39:29 – Fear of dying poor  
01:44:06 – Handling criticism  
01:49:08 – Quitting YouTube  



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Before It’s News® is a community of individuals who report on what’s going on around them, from all around the world. Anyone can join. Anyone can contribute. Anyone can become informed about their world. "United We Stand" Click Here To Create Your Personal Citizen Journalist Account Today, Be Sure To Invite Your Friends.


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