Watch that credit score!
Don logged onto our credit card company’s website today to see what our upcoming bill will be this month. We have one credit card, and we use it to pay our regular monthly bills (internet, phone, electricity, car insurance, etc.). Until last month (when I got laid off and we entered our spending lockdown), we also used the credit card for ordering anything online. We pay it off completely every month.
While logged onto the company’s website, it also shows our FICO credit score. We’ve always had an excellent credit score (north of 800+), but this time our score had tanked into the 760s. It’s still rated as “very good,” but we wondered – why did it tank so much in one month? We’ve barely purchased anything (except hay, paid for in cash) since the job loss.
And that, dear readers, appears to be the issue. We’re not spending enough money.We’re continuing to live the all-cash (whenever possible) lifestyle we’ve lived for the past ten years and spending far less money overall, and credit card company is trying to convince us that’s somehow unfair and irresponsible.
The explanation given for this change in credit score is below:
Translation: We’re not servicing enough revolving debt. We have no outstanding bills, we’re spending a whole lot less money, and we pay off the credit card in full no matter what. And for being responsible adults, we’re “punished” by having our credit score tank 40 points. Go figure.
Personally, we’re delighted to be in this position. We don’t really care what our credit score is because we have no intention of ever owing anybody anything ever again. So there!
Source: http://www.rural-revolution.com/2025/03/watch-that-credit-score.html
Anyone can join.
Anyone can contribute.
Anyone can become informed about their world.
"United We Stand" Click Here To Create Your Personal Citizen Journalist Account Today, Be Sure To Invite Your Friends.
Before It’s News® is a community of individuals who report on what’s going on around them, from all around the world. Anyone can join. Anyone can contribute. Anyone can become informed about their world. "United We Stand" Click Here To Create Your Personal Citizen Journalist Account Today, Be Sure To Invite Your Friends.
LION'S MANE PRODUCT
Try Our Lion’s Mane WHOLE MIND Nootropic Blend 60 Capsules
Mushrooms are having a moment. One fabulous fungus in particular, lion’s mane, may help improve memory, depression and anxiety symptoms. They are also an excellent source of nutrients that show promise as a therapy for dementia, and other neurodegenerative diseases. If you’re living with anxiety or depression, you may be curious about all the therapy options out there — including the natural ones.Our Lion’s Mane WHOLE MIND Nootropic Blend has been formulated to utilize the potency of Lion’s mane but also include the benefits of four other Highly Beneficial Mushrooms. Synergistically, they work together to Build your health through improving cognitive function and immunity regardless of your age. Our Nootropic not only improves your Cognitive Function and Activates your Immune System, but it benefits growth of Essential Gut Flora, further enhancing your Vitality.
Our Formula includes: Lion’s Mane Mushrooms which Increase Brain Power through nerve growth, lessen anxiety, reduce depression, and improve concentration. Its an excellent adaptogen, promotes sleep and improves immunity. Shiitake Mushrooms which Fight cancer cells and infectious disease, boost the immune system, promotes brain function, and serves as a source of B vitamins. Maitake Mushrooms which regulate blood sugar levels of diabetics, reduce hypertension and boosts the immune system. Reishi Mushrooms which Fight inflammation, liver disease, fatigue, tumor growth and cancer. They Improve skin disorders and soothes digestive problems, stomach ulcers and leaky gut syndrome. Chaga Mushrooms which have anti-aging effects, boost immune function, improve stamina and athletic performance, even act as a natural aphrodisiac, fighting diabetes and improving liver function. Try Our Lion’s Mane WHOLE MIND Nootropic Blend 60 Capsules Today. Be 100% Satisfied or Receive a Full Money Back Guarantee. Order Yours Today by Following This Link.
| Online: | |
| Visits: | 1,681,959,786 |
| Stories: | 8,370,830 |
Whistler Blowers, Insiders
