Consumer Credit Trounces Estimates On Unexpected Surge In Credit Card Usage
One month after we reported that US consumers appeared tapped out following the first consecutive 2-month stretch of declines in credit card balances, moments ago the Fed published the latest monthly consumer credit data and once again it was a bit of a brainteaser. That’s because after several months of weak credit creation, July saw the second highest monthly increase of 2025 with a total of $16.0 billion in credit, up almost double from the revised June print of $9.6 billion (vs the unrevised number of $7.4 billion), and well above the $10.2 billion median estimate.
Boring, as usual, growth in non-revolving credit (which is basically auto and student loans) eased back and after 3 consecutive prints at or just shy of $10 billion, the July increase of $5.534 billion was the smallest since February, bringing the total to a new record high of $3.749 trillion.
While we won’t have a detailed breakdown between the two components until the end of Q3, we remind readers that the increase that in Q2 was driven in roughly equal contributions from student loans (+8.1BN) and auto loans (+$6.1).
As usual, the surprise was in the big jump, and sudden reversal in the recent slowdown in credit card debt, which in July surged by $10.5 billion from the upward revised $807 million June (a number which previously was negative).
And just like that the acute slowdown – if not outright decline – in credit card debt which we saw starting in February 2025 and which led to a sizable decline in May (and before the revision, in June), is now over thanks to the biggest monthly increase in credit card debt of 2025, which pushes the total to the highest level since Nov 2024 when we saw a major drop off in credit card balances.
Tyler Durden Mon, 09/08/2025 – 18:00
Source: https://freedombunker.com/2025/09/08/consumer-credit-trounces-estimates-on-unexpected-surge-in-credit-card-usage/
Anyone can join.
Anyone can contribute.
Anyone can become informed about their world.
"United We Stand" Click Here To Create Your Personal Citizen Journalist Account Today, Be Sure To Invite Your Friends.
Before It’s News® is a community of individuals who report on what’s going on around them, from all around the world. Anyone can join. Anyone can contribute. Anyone can become informed about their world. "United We Stand" Click Here To Create Your Personal Citizen Journalist Account Today, Be Sure To Invite Your Friends.
LION'S MANE PRODUCT
Try Our Lion’s Mane WHOLE MIND Nootropic Blend 60 Capsules
Mushrooms are having a moment. One fabulous fungus in particular, lion’s mane, may help improve memory, depression and anxiety symptoms. They are also an excellent source of nutrients that show promise as a therapy for dementia, and other neurodegenerative diseases. If you’re living with anxiety or depression, you may be curious about all the therapy options out there — including the natural ones.Our Lion’s Mane WHOLE MIND Nootropic Blend has been formulated to utilize the potency of Lion’s mane but also include the benefits of four other Highly Beneficial Mushrooms. Synergistically, they work together to Build your health through improving cognitive function and immunity regardless of your age. Our Nootropic not only improves your Cognitive Function and Activates your Immune System, but it benefits growth of Essential Gut Flora, further enhancing your Vitality.
Our Formula includes: Lion’s Mane Mushrooms which Increase Brain Power through nerve growth, lessen anxiety, reduce depression, and improve concentration. Its an excellent adaptogen, promotes sleep and improves immunity. Shiitake Mushrooms which Fight cancer cells and infectious disease, boost the immune system, promotes brain function, and serves as a source of B vitamins. Maitake Mushrooms which regulate blood sugar levels of diabetics, reduce hypertension and boosts the immune system. Reishi Mushrooms which Fight inflammation, liver disease, fatigue, tumor growth and cancer. They Improve skin disorders and soothes digestive problems, stomach ulcers and leaky gut syndrome. Chaga Mushrooms which have anti-aging effects, boost immune function, improve stamina and athletic performance, even act as a natural aphrodisiac, fighting diabetes and improving liver function. Try Our Lion’s Mane WHOLE MIND Nootropic Blend 60 Capsules Today. Be 100% Satisfied or Receive a Full Money Back Guarantee. Order Yours Today by Following This Link.
| Visits: | 1,729,451,381 |
| Stories: | 8,499,450 |
Whistler Blowers, Insiders
