REAL SOLUTIONS to PROBLEMS rather than more Govt dictates, subsidy handouts, etc., for change?!?! HOUSING Crisis addressed...
First and foremost, remember there is NO MAGIC WAND that can and will create major new subdivisions into existence over-night – there are short-term, medium-term, and longer-term, things we can / could / should do some of which will indeed take YEARS to come to fruition (like concrete poured, nails put into wood, and actual new Houses built (but there too, things that can be done to help try get that process started faster – sooner it starts, sooner it can be done))!.JPG)
GALAXY AI Analysis (recap) of CTP S3ENovVidExclSpecial1 vlog on these topics…
Understanding the Housing Market Crisis: Solutions and Insights from November 2025
November 10, 2025 3 min read Politics
This blog post discusses the impending housing market crisis, drawing parallels to the 2008 collapse. It explores potential solutions such as 50-year mortgages, reducing regulations, and creating housing cost zones to alleviate the housing crisis for American citizens.
In this exclusive November 2025 video, the speaker addresses the looming housing market crisis, drawing parallels to the 2008 collapse. The discussion revolves around the current state of the housing market, potential solutions, and the political landscape affecting these issues.
The Housing Bubble
The speaker emphasizes the inevitability of another housing bubble burst, similar to the one experienced in 2008. While the conditions are not identical, there are significant similarities that suggest a downturn is on the horizon. For instance, homeowners may find themselves underwater, where the value of their homes drops significantly below their mortgage amounts. An example illustrates this:
- A home purchased for $200,000 with an outstanding mortgage of $180,000 could see its value plummet to $120,000, leaving the homeowner with a $60,000 deficit.
This scenario could lead to many homeowners walking away from their properties, reminiscent of the 2008 crisis.
Political Landscape and Housing Solutions
The 50-Year Mortgage Proposal
The speaker discusses a recent announcement by former President Trump regarding the introduction of a 50-year mortgage. While this may seem like a solution, the speaker argues that it is merely a band-aid. The 50-year mortgage could lead to exorbitant interest payments over time, making it an unappealing option for most. However, the speaker acknowledges the importance of providing choices for potential homeowners, even if they are not ideal.
Government Intervention and Blockages
The discussion also touches on the political dynamics at play, particularly the resistance from Democrats to pass legislation that would aid American citizens. The speaker criticizes the focus on providing assistance to non-citizens while neglecting the housing issues faced by American citizens.
Proposed Solutions to the Housing Crisis
The speaker outlines several potential solutions to alleviate the housing crisis:
1. Deporting Illegal Immigrants
One proposed solution is to deport illegal immigrants, which the speaker argues would reduce demand for housing, thereby lowering prices. This approach is controversial and raises ethical questions about immigration policies.
2. Interest Rate Cuts
The speaker advocates for more aggressive interest rate cuts to relieve pressure on homeowners with high-interest mortgages. Lowering interest rates could enable refinancing, allowing homeowners to reduce their monthly payments and increase disposable income.
3. Reducing Regulations
Another suggestion is to reduce housing regulations, particularly in areas where housing costs are high. The speaker proposes creating housing cost zones, similar to enterprise zones, where builders could construct homes at reduced costs. This would involve:
- Waiving certain federal and state taxes for builders.
- Allowing for more flexible building codes to reduce construction costs.
4. Encouraging Affordable Housing Options
The speaker suggests that the government should facilitate the construction of affordable housing options, such as:
- Smaller homes with reduced square footage.
- Prefabricated homes or trailer parks as viable living options for low-income families.
5. Utility Cost Reductions
Working with utility companies to reduce costs for water, electricity, and gas could also help alleviate financial burdens on homeowners. By lowering these costs, families would have more disposable income to allocate towards housing expenses.
Conclusion
The speaker concludes by reiterating the urgency of addressing the housing crisis before it escalates further. While the proposed solutions may not eliminate the problem entirely, they could alleviate some of the pressures on the housing market. The discussion highlights the need for a multifaceted approach that includes reducing regulations, providing more housing options, and addressing the political barriers that hinder progress.
As the housing bubble looms, it is crucial for policymakers and citizens alike to engage in meaningful dialogue and action to prevent a repeat of past mistakes.
=== Wed. Nov. 12th 2025 update ===
PORTABLE #MORTGAGES*,
another GREAT IDEA and ANOTHER ARROW IN THE QUIVER
options… choices…. HELL YES, for a damn change!!!!
related….
/blogging-citizen-journalism/2025/11/real-solutions-to-problems-rather-than-more-govt-dictates-subsidy-handouts-etc-for-change-housing-crisis-addressed-2660637.html [this piece]
* now, of course, DEVIL WILL BE IN THE DETAILS, but “the concept” is to somehow work DEALS so that someone decides to MOVE can “POTENTIAL” (again, will depend on situation) to KEEP their Lender, KEEP their Rate (if low), but in some way SWAP THE PROPERTY that is on the #Loan / #Mortgage!!!!
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Whistler Blowers, Insiders
Frankly a 50 YEAR #MORTGAGE is a REALLY DUMB OPTION FOR MOST people – HOWEVER, it is GREAT IDEA as ON OPTION. ONE OPTION, a TOOL added to the overall #ToolBox. As a #CHOICE (Left is never for CHOICES/OPTIONS, only Govt dictates, and that being one point here OPTION/CHOICE no-one FORCED into such) it makes sense again as an added choice/option/tool. NOWHERE CLOSE TO SOLVING ANYTHING – PERIOD!
The DETAILED MULTI-FACETED SOLUTIONS,
yes PLURAL, more than ONE THING NEEDED and then PRETEND VICTORY OVER THE PROBLEM (what #Leftards do)….
details in… /blogging-citizen-journalism/2025/11/real-solutions-to-problems-rather-than-more-govt-dictates-subsidy-handouts-etc-for-change-housing-crisis-addressed-2660637.html
#PortableMORTGAGES #TransferableMORTGAGES #AssumableMORTGAGESalso TWO MORE TOOLS, but NOT FULL SOLUTION TO FIX WHAT LEFT BROKE (again, as usual)!!!